Travel insurance for France: The Top Contenders

A trip to France is at the top of most travelers' Bucket lists. After all, it continues to come in as the most popular tourist destination in the world.

From the beaches of Normandy to wine country in Bordeaux, the Eastern regions at Christmas time, and the warm and sunny South, France has something for everybody. And the cherry on top for travelers around the globe is Paris, of course.

Whether you're heading to France for the first time or are heading back for another incredible trip that is rich in art, good food, and culture, there are several things you need to do to prepare.

In this guide, we're going to talk about the best travel insurance for France, as well as what to look out for in a policy to ensure you get the coverage you need, allowing you to explore France with confidence and peace of mind, giving you the peace of mind for the important things... like where to find the best croissant in Paris.

Allez-y ! (Let's go!)

The best travel insurance for France

The best travel insurance for France is the one that fulfills all of your needs, so the answer is usually different for each and every traveler.

That said, some come out on top when it comes to reliability, popularity, and coverage.

🥇 Most popular for Schengen visa applicants

AXA through Insurte.

If you're applying for a Schengen visa, you've likely learned by now that travel insurance is mandatory when it comes to your application. If not, now you know (which puts you one step closer to applying!).

Not all travel insurance policies are treated equally when it comes to your visa application, which is why AXA is a great choice.

The Schengen visa has strict criteria for the travel insurance that you choose and AXA through Insurte meets all of them, guaranteed.

AXA travel insurance (through Insurte) offers:

• €30,000 (or more) in emergency medical expenses.
• Emergency hospitalization.
• Medical evacuation and repatriation, including of mortal remains.
• Validity in every Schengen country (of which there are 29).

Make sure that the policy you choose covers you for the entire duration of your stay.

On top of the essential medical coverage needed for your visa, AXA also provides:

• 24/7 travel assistance and support.
• Assistance for lost/stolen/delayed luggage.
• Search and rescue coverage.
• Terrorism coverage.
• Legal protection, depending on which policy you choose. If this is important to you, make sure you choose an AXA policy that covers this, as not all of them do.
• More.

Purchasing AXA through Insurte is a popular choice for Schengen visa applicants as it's entirely online, takes a couple of minutes from start to finish, and is fully refundable in the case of visa rejection.

🥇 Popular for comprehensive medical emergency coverage

Mutuaide through Insurte.

If your top concern is emergency medical coverage, Mutuaide through Insurte offers high emergency expense coverage (€100,000). Additionally, it covers:

• Emergency hospitalization/surgery costs.
• Medical evacuation.
• Repatriation (including of the deceased).
• Covid-19.
• All pandemics/epidemics.
• Epidemic quarantine costs.

While all travel insurance policies for France offer emergency medical coverage to some extent or another, not all of them offer Covid-19, epidemics, and associated quarantine costs. Mutuaide, through Insurte, does.

Additionally, Mutuaide gives you:

• 24/7 travel assistance and support.
• Search and rescue coverage.
• Legal protection (the extent varies by policy).
• More.

If you're looking for comprehensive coverage that includes epidemics, Mutuaide is a trusted name that covers you in France and beyond.

🥇 Popular for first-time travelers to France

Through Insurte, every policy covers you while in France, guaranteed. Therefore, every option you see will provide a wide net of security, so it's more of a matter of what type of coverage you want.

If it's your first time traveling to France, a good all-around travel insurance is Allianz.

Through Insurte, Allianz gives you well-rounded coverage, including:

• Medical emergency expenses up to €30,000.
• Medical evacuation and repatriation (including of mortal remains).
• 24/7 travel assistance and support.
• Lost, delayed, or stolen luggage.
• Lost or stolen passports.
• Search and rescue costs.
• More.

Allianz gives you solid coverage, and it's a recognized, world-leading insurance provider.

When you purchase an Allianz policy through Insurte, you get to enjoy the above benefits, as well as an entirely digital experience, giving you proof of insurance in just a couple of minutes from start to finish.

Travel insurance for France: what to look for

There are a few things you need to look for when you're buying the best travel insurance for France.

When you feel you're ready to make your final decision about which travel insurance to buy, make sure that you've done/considered the following.

Your travel insurance meets Schengen visa qualifications.

As detailed above, if you're getting a Schengen visa for your trip to France, make sure that the policy you choose meets all of the requirements. All policies found through Insurte are 100% Schengen compliant. 🙂

You've compared and contrasted policies.

It's best to take a look at a few different policies before settling on your final choice. Using a travel insurance comparison tool, like Insurte's, is an easy and free way to do this.

You've read the terms and conditions.

While not necessarily the most entertaining read you will have today, it is arguably the most important. Travel insurance always has exclusions and you will find them in the terms and conditions. It's important to understand which exclusions apply to the policy you're buying so you know when you're covered and when you're not.

You're covered in France.

All policies purchased through Insurte cover travelers in France, but if you purchase a policy elsewhere, make sure that it covers you in France. If it doesn't, you won't be able to make any claims while there.

You can see where a policy will cover you in the terms and conditions.

You understand the claim process.

In the event of an emergency, whether it's medical or something else you're covered for, you will need to file a claim. Failure to file it in the formal process laid out by your insurer/provider may result in denial. This is why you must know what the process is you understand it, and will be able to do it should you need to file a claim.

Get ready for your journey to France!

With a policy in hand (that you understand and covers you for what you care about), you will be ready to explore France with confidence, knowing you have the protection you need with a reliable 24/7 lifeline when purchased through Insurte.

Bon voyage 😊