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2,480,086 worldwide insured days!Get the Visitors insurance fit with your needs in less than a minute.
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immediately and explore the USA & Canada area with peace of mind!At Insurte, our commitment to providing the best visitors insurance is fortified by our strategic collaborations with the world's largest insurers. Partnering with leaders in the insurance industry, we bring the strength and reliability of these global giants to our clients. This alliance enables us to offer a spectrum of insurance solutions that stand out for their excellence, ensuring that our customers receive the best-in-class travel coverage. With a focus on quality, innovation, and customer satisfaction, our partnerships with these esteemed insurers underscore our dedication to delivering unparalleled visitors insurance solutions that safeguard our clients on their north america's journeys.
The International Leader of Medical Assistance in the world with 72,500,000 files processed per year
The 3rd International Leader of Medical Assistance in the world with 12,000,000 files processed per year
MUTUAIDE, part of Groupama (over 11,000,000 customers) that has specialized in Medical Assistance for over 40 years.
The 2nd International Leader of Medical Assistance in the world with 15,100,000 files processed per year
Who you are, where your are, we can insure your American or Canadian trip!
If you’re planning to visit the north america, USA or Canada, you’ll need to purchase Visitors insurance ahead of your trip. In this article, we’ll guide you through all you need to know about Visitors insurance before you travel.
+2 million
worldwide insured days
4,9/5
satisfaction rating
2
north american countries
13
years of experience
Worldwide trusted partner network
At Insurte, our commitment to providing the best visitors insurance is fortified by our strategic collaborations with the world's largest insurers. Partnering with leaders in the insurance industry, we bring the strength and reliability of these global giants to our clients.
This alliance enables us to offer a spectrum of insurance solutions that stand out for their excellence, ensuring that our customers receive the best-in-class travel coverage. With a focus on quality, innovation, and customer satisfaction, our partnerships with these esteemed insurers underscore our dedication to delivering unparalleled visitors insurance solutions that safeguard our clients on their north america's journeys.
The International Leader of Medical Assistance in the world with 72,500,000 files processed per year
The 3rd International Leader of Medical Assistance in the world with 12,000,000 files processed per year
MUTUAIDE, part of Groupama (over 11,000,000 customers) that has specialized in Medical Assistance for over 40 years.
The 2nd International Leader of Medical Assistance in the world with 15,100,000 files processed per year
In case of illness or injury (up to €100,000) Emergency dental expenses included
In case of illness or injury (Actual Cost) Transfer of mortal remains included
24/7 Before and during your trip(s) Information, Support, and Services
Covid coverage are include for the insured
Search & rescue costs
The insured can be assist for legal question abroad
Fraud is a grave offence that carries severe legal consequences under Article 441-1 of the Penal Code. We are dedicated to upholding the law and maintaining the integrity of insurance contracts. Our commitment to deterring fraudulent activities is unwavering, as we work diligently to protect both our legitimate policyholders and the insurance industry as a whole. Ensuring security is our utmost priority. By employing QR code technology for contract verification, we guarantee that embassies and travelers can swiftly confirm the authenticity of our contracts. This added layer of security ensures that when they scan the QR code, they will be directed to insurte.com, and the contract details will consistently match, offering peace of mind and confidence in our commitment to safety and trustworthiness. Moreover, you can also verify it by submitting a form with the Policyholder Passport Number and contract number.
You can ensure contract authenticity with a simple QR scan, accessing a secure database for quick verification. Use the QR code for rapid verification and ensure you're on insurte.com with matching contract details.
Find out our (lovely) customers feedback.
Great turnaround for my request to update a few details on my insurance. The service was lightning fast and totally recommend this to everyone
Sumeet - GB
Fantastic customer support! John helped me correct an error (likely mine) in our information. He made the whole experience easy and quick - I appreciate the confidence he gave me and ensured me everything would be fine. Thank you!
Susan - USA
I was provided an excellent customer service when requesting a change in my travel insurance dates. Appreciate when things are smooth and service is kind and easy. Thank you!
Marianna - NL
Great and super prompt support from the teams; really appreciated the speed
Esin - FR
Great turnaround for my request to update a few details on my insurance. The service was lightning fast and totally recommend this to everyone
Sumeet - GB
Fantastic customer support! John helped me correct an error (likely mine) in our information. He made the whole experience easy and quick - I appreciate the confidence he gave me and ensured me everything would be fine. Thank you!
Susan - USA
Great and super prompt support from the teams; really appreciated the speed
Esin - GB
Visiting another country is a memorable experience, whether it’s an adventurous trip like experiencing a new culture, or something personal like hugging your relative after a long time. Whatever the reason for your upcoming voyage, it’s important to make sure that you’re meeting the guidelines for your destination of travel and are protected in the event of an unexpected emergency, like injury or illness. In this article, we’ll cover everything you need to know about visitors insurance - including visitors insurance to the USA or Canada.
Visitors insurance is a type of travelers insurance designed for individuals visiting another country, providing coverage for medical emergencies, including related hospitalizations and emergency transport if required, and repatriation (including transport of mortal remains). It is typically used by those staying abroad for an extended period, but can be customized for a trip of any length, ensuring you are protected in the event of a medical emergency.
Visitors insurance keeps you or your loved ones protected in the case of emergency medical needs in a foreign country, as well as other unfortunate events like theft of luggage or legal assistance (including advance of bail).
Visitors insurance is usually purchased before the traveler leaves their home country. In the case that a traveler needs to obtain a visa, the insurance policy is taken out before your visa application appointment, as proof of insurance is generally a requirement. Regardless, visitors insurance policies are tailored to the duration of the stay and the traveler’s specific needs.
Once you or your loved one arrives in the host country, your insurance coverage becomes active. You will now be covered under the specific terms of your policy, which were selected at the time of purchase, but include medical emergencies.
If you need emergency medical care during their visit, you can visit a hospital or call for emergency transportation if required. Depending on the policy, you may have a deductible (also known as excess). This means that you will need to pay the deductible first (a portion of the bill), and then the insurance will cover the remainder of the bill. If you do not have a deductible with your policy, your insurance will cover the total cost of qualifying emergency care.
Make sure you ask for a receipt and price breakdown for your records and for your insurance provider.
When you purchase your visitors insurance with Insurte, you have access to 24/7 customer care support. We are here to offer advice, support, and guidance should you have an emergency on foreign soil and need assistance.
Traveling to the USA is a dream of many, whether it’s a trip for yourself or to bring a loved one from your home country to visit you. There’s a lot to prepare for when it comes to your stay in the United States and one of those is: what happens if you become ill or injured during your trip? Insurte keeps you protected in case of medical emergencies abroad.
The United States has the most expensive medical care in the world. While medical services are very high quality with top of the line standards, patients pay the price. Because of this, it’s extremely important that all visitors to the US purchase visitors insurance ahead of their trip to ensure they are covered in case of a medical emergency like unexpected illness or injury. If a traveler does not have visitors insurance during the event of an emergency, they may be stuck with a debilitating bill of multiple thousands of dollars.
Using an online travel comparison tool that specializes in visitors insurance is the best way to find visitors insurance for your parents arriving stateside. Mutuaide Universal is a great option for parents visiting the states from abroad as it includes Covid-19 coverage, emergency medical including transportation and repatriation, all epidemics, legal assistance, qualifying psychological assistance, and more. Mutuaide Universal can also be renewed annually if needed, which is a convenient option for those who have their parents visit every year on special holidays or other occasions. Visitors insurance gives your parents peace of mind in the USA after traveling such a far distance.
Yes, whether your parents are 70, 80, or older, it’s possible to purchase visitors insurance to ensure that they (and you!) feel confident and at ease during their visit. Insurte’s travel insurance does not discriminate based on age, thus does not charge a higher premium for senior policyholders.
Canada has a robust, high quality healthcare system (known as Medicare), but it does not cover foreign travelers from abroad. Additionally, out of pocket expenses for Canadian medical care can carry a large price tag. Because it can be so expensive, it’s crucial for all travelers to Canada to purchase visitors insurance before their trip to ensure they are protected in case of an emergency.
Finding the right visitors insurance for your parents’ upcoming trip is important. Insurte’s online comparison tool can help you easily compare and contrast policies, allowing you to quickly become educated on what the best option for your family will be. Mutuaide Universal is the best visitors insurance for parents visiting from India. Mutuaide Universal doesn’t only promise coverage for medical emergencies and repatriation, but it also offers Covid-19 coverage, coverage in the event of any epidemic, legal assistance, 24/7 support, and more. Plus, if your parents visit you in Canada annually, Mutuaide Universal can be set to automatic renewal at no fee, so your parents are protected every visit going forward.
Yes. You can get visitors insurance to Canada for your parents who are 70, 80, or even older. Some insurance providers have age limits or charge additional fees for seniors - especially for those with pre-existing conditions. Insurte does not charge more. Insurte does not change the price of insurance policies based on age, health history, nationality, gender, or country of departure. Your parents can be confident traveling to Canada and have peace of mind knowing they’re covered in the event of an unexpected emergency at the best price - with Insurte.
Anybody can benefit from visitors insurance. In the unfortunate event of a medical emergency while abroad, visitors insurance ensures you have support, guidance, and coverage while on foreign soil. Anybody who travels can rest assured that they’ll be taken care of should they need it.
Yes! Travelers with pre-existing medical conditions can get visitors insurance no matter which country they’re traveling to. Some insurance companies may not extend insurance offers to individuals with pre-existing conditions, but Insurte does. In fact, Insurte won’t ask you personal questions about your pre-existing conditions when you purchase your visitors insurance. This also means that we will not change the price based on your health history. We believe in fair pricing. Do keep in mind that insurance only covers unexpected medical emergencies.
Mutuaide Universal is the best visitors insurance option for seniors. With Mutuaide, you’ll be covered for medical emergencies (including transportation and repatriation), Covid-19, epidemics, legal assistance, and 24 hour support to ensure you’re well guided and protected during your trip abroad. Additionally, Insurte doesn’t charge seniors more for their visitors insurance. You can feel at ease knowing you’re covered on your upcoming trip at the fairest price.
When visiting the USA or Canada from abroad, it is highly recommended that you get visitors insurance. Both the USA and Canada have health care that, while very high quality, is also very costly. In case of a medical emergency, it’s advised that all travelers to these locations have visitors insurance coverage in order to mitigate potential hefty costs.
Using an online comparison tool is a great way to find the best visitors health insurance. You can easily add your details - such as how many travelers need coverage, and the country and duration of your trip - and see different policy options that suit your needs. When finding the best visitors insurance, it’s also important to think about what type of coverage you would like to have and whether or not you’d like to pay a deductible (referred to as excess). Knowing your preferences before you begin your search can help you easily eliminate insurance options when you’re comparing and contrasting solutions for your upcoming travels. No matter which country you’re traveling to, Mutuaide Universal is a comprehensive option that will give you a great assortment of benefits at one fair price.
When you’re choosing the best visitors insurance plan for you or your family, it’s important to compare visitors insurance options with an online comparison tool. This will help you quickly and easily compare policies in order to make the most educated purchase decision. Make sure you read the details of each plan, including what they cover, exclusions or limitations, and whether or not you’ll be required to meet a deductible before utilizing your insurance coverage. In addition to that, you’ll also want to compare pricing to ensure you get the most cost-effective solution for your upcoming trip.
There isn’t a standard cost for visitors insurance. The price varies based on duration of trip, number of countries visited, how many travelers need to be covered, and more. The fewer days you’ll be traveling and the fewer the travelers, the less expensive your premium will be. On top of that, whether or not you choose to have a deductible (excess) will change the pricing as well. Plans with deductibles have less expensive premiums than those with no deductible. However, it comes at a price (no pun intended). In the event that you do need to use your insurance coverage abroad, if you have a deductible you’ll be expected to pay a portion of the total cost before your insurance coverage begins. It all depends on the level of risk that you are comfortable taking. If you need any help selecting the most cost-effective plan for your needs, you can reach out to us at any time and we’d be happy to help you make the most economical decision when it comes to your travel insurance.
Yes, visitors insurance is worth it when traveling abroad. In the case of an emergency abroad, whether it’s a lost passport or a medical event, visitors insurance is an ally that will keep you covered and supported through it all. The benefits of peace of mind, having an umbrella of safety, and 24/7 support far outweigh any costs.
No matter where you’re off to, having visitors insurance is the best way to feel at ease during your travels abroad. If anything unexpected happens during your trip abroad, you’ll know that Insurte has your back and will support you every step of the way.
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