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2,480,086 worldwide insured days!Get the Travel insurance Australia fit with your needs in less than a minute.
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Between the 4th International leader Allianz, Axa, Europ Assistance and Mutuaide2
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immediately and explore Australia or the world with peace of mind!At Insurte, our commitment to providing the best travel insurance Australia is fortified by our strategic collaborations with the world's largest insurers. Partnering with leaders in the insurance industry, we bring the strength and reliability of these global giants to our clients.
This alliance enables us to offer a spectrum of insurance solutions that stand out for their excellence, ensuring that our customers receive the best-in-class travel coverage. With a focus on quality, innovation, and customer satisfaction, our partnerships with these esteemed insurers underscore our dedication to delivering unparalleled travel insurance Australia solutions that safeguard our clients on their global journeys.
The International Leader of Medical Assistance in the world with 72,500,000 files processed per year.
The 3rd International Leader of Medical Assistance in the world with 12,000,000 files processed per year.
MUTUAIDE, part of Groupama (over 11,000,000 customers) that has specialized in Medical Assistance for over 40 years.
The 2nd International Leader of Medical Assistance in the world with 15,100,000 files processed per year.
Who you are, where your are, we can insure your Australian trip!
From the iconic Sydney Opera House to the beauty of the Great Barrier Reef and the untamed wilderness of the Outback, Australia promises to delight even the most seasoned of travelers. When planning any trip abroad, booking travel insurance is as important as making sure your passport is in date. This article tells you all you need to know about what travel insurance Australia is and how to find the policy that best suits your travel plans.
+2 million
worldwide insured days
4,9/5
satisfaction rating
197
covered countries From or to Australia
13
years of experience
In case of illness or injury (up to €100,000) Emergency dental expenses included
In case of illness or injury (Actual Cost) Transfer of mortal remains included
24/7 Before and during your trip(s) Information, Support, and Services
Theft, loss, destruction or delivery delayed
Search & rescue costs
Illness, injury or death for the Insured Person and his relatives
Fraud is a grave offense that carries severe legal consequences under Article 441-1 of the Penal Code. We are dedicated to upholding the law and maintaining the integrity of insurance contracts. Our commitment to deterring fraudulent activities is unwavering, as we work diligently to protect both our legitimate policyholders and the insurance industry as a whole. Ensuring security is our utmost priority. By employing QR code technology for contract verification, we guarantee that embassies and travelers can swiftly confirm the authenticity of our contracts. This added layer of security ensures that when they scan the QR code, they will be directed to insurte.com, and the contract details will consistently match, offering peace of mind and confidence in our commitment to safety and trustworthiness. Moreover, you can also verify it by submitting a form with the Policyholder Passport Number and contract number.
You can ensure contract authenticity with a simple QR scan, accessing a secure database for quick verification. Use the QR code for rapid verification and ensure you're on insurte.com with matching contract details.
Find out our (lovely) customers feedbacks.
Great turnaround for my request to update a few details on my insurance. The service was lightning fast and totally recommend this to everyone
Sumeet - GB
Fantastic customer support! John helped me correct an error (likely mine) in our information. He made the whole experience easy and quick - I appreciate the confidence he gave me and ensured me everything would be fine. Thank you!
Susan - USA
I was provided an excellent customer service when requesting a change in my travel insurance dates. Appreciate when things are smooth and service is kind and easy. Thank you!
Marianna - NL
Great and super prompt support from the teams; really appreciated the speed
Esin - FR
This is the best company I have used it’s services online, true to their words. You deserve 7 stars
Wisdom - NG
Very helpfull in trying to resolve a claim. Well done.
Theresa P. - ZA
I was provided an excellent customer service when requesting a change in my travel insurance dates. Appreciate when things are smooth and service is kind and easy. Thank you!
Marianna - NG
Australia travel insurance provides financial protection for both Australian citizens
traveling outside of Australia, and travelers from the rest of the world visiting Australia.
This could be a holiday, regular travel for work, or an extended study abroad program. Without
travel insurance, your trip could quickly turn into a nightmare if an accident, illness or
cancellation results in unexpected hefty bills.
As standard, medical travel insurance policies cover any emergency medical
expenses that arise due to illnesses or accidents during your trip. However, travel insurance
policies cover you for more than just emergency medical treatment and medical repatriation.
There are a range of other travel related emergencies that travel insurance can protect you
against, including lost luggage and 24/7 assistance when abroad.
The extent of your protection will depend on which policy you buy. It’s important to do your research
and compare Australian insurance options before making your final purchasing decision, to make
sure you are fully covered for all aspects of your trip.
Travel insurance for Australian citizens is designed to cover Australians when they are
traveling overseas. Coverage may include medical expenses, lost baggage, and other common
travel insurance benefits. In the event of a medical emergency, travel insurance will ensure
you can be transported back to Australia to receive further treatment. You can tailor your
policy to your specific travel needs, such as adventure activities or extended trips.
Since travel insurance is designed for time spent abroad, it cannot be used to cover any travels
around Australia or Australian Territories if you are already an Australian citizen.
In contrast, travel insurance for Australian visitors covers anyone who is visiting Australia from
abroad and does not have Australian citizenship. It’s designed to cover emergency medical treatment
during your stay in Australia, since non-residents will not typically have access to the same state-funded
medical treatment as Australian citizens. Medical coverage could include hospitalization, emergency
treatment or, if your condition is serious, the cost of you being transported to your home country.
Some types of Australian visas may require proof of adequate health insurance coverage on application.
Check any requirements linked to your visa application, to make sure your insurance is compliant,
and be sure to select a policy that will cover you for the whole length of your time in Australia.
While travel insurance is not legally required to visit Australia, it is highly recommended.
Sadly, holidays don’t always go as planned. Whilst insurance won’t prevent unpleasant things happening,
it will take away the sting of any associated costs that could quickly add up as a result. Medical
cover is the most common reason for taking out insurance before traveling, although most travelers
also appreciate a layer of protection against lost luggage or even legal assistance.
If you are visiting Australia from another country, you probably won’t have access to the Australian
state funded healthcare, and will need to cover the cost of medical treatment yourself.
The Australian government advises all non-Australian citizens to purchase travel insurance
before your visit, so you are covered in the event of an emergency.
Aside from medical care, Australian travel insurance can also provide peace of mind during your
trip to know that if anything goes wrong - such as a mandated quarantine, or even a lost suitcase
- your additional expenses will be covered. Sorting travel insurance before you set off will mean
you can enjoy your time in Australia worry-free. Exactly how it should be.
Most foreigners traveling to Australia from abroad will need to apply for a visa before
entering the country, unless they already have Australian citizenship. Exceptions to this are,
for example, New Zealand citizens, who can apply for an Australian visa once they are already
in Australia.
As stated on the
Australian government website:
“Some Australian visas require you to provide evidence of adequate arrangements for health
insurance while in Australia before we determine whether or not a visa is granted. We might
ask you to provide a copy of a current private health insurance policy held with an
Australian registered private health insurer for you and any additional applicants applying
for the visa with you.”
Be sure to check before you travel if your visa application will require proof of travel medical
insurance.
Unless you are a citizen of Australia or New Zealand, you have to have a visa to go to Australia. There are many different types of Australian visas, depending on the length of your stay, and your reason for being there. Whether you’re visiting family, spending a semester studying in Australia, or traveling for business, you can find guidance on the correct visa on the Australian Department of Home Affairs website.
Even if your entry to Australia doesn’t require proof of travel insurance, you’d be wise to take out travel insurance for Australia before your trip. Healthcare expenses can be very high in Australia, and as a non-resident, you will be treated as a private healthcare patient when accessing treatment. The last thing you want when you are abroad is to be faced with a bill for urgent medical care that was unexpected.
Becoming ill in a foreign country is a daunting experience. In some countries, if you’re
unable to pay upfront or provide proof of insurance, hospitals may refuse to treat you. This
could come as a shock if you are used to qualifying for Medicare treatment, especially as
healthcare in many countries can be very expensive. Worse still, if you die whilst abroad,
without travel insurance, your next of kin will be saddled with covering your mortal remains
being returned home for end of life services.
Many countries around the world insist on mandatory travel insurance for foreigners. For example,
any foreigner entering countries in the Schengen zone, are required to show proof of travel medical
insurance when applying for a visa.
There are 29 countries in the Schengen area, all located in Europe: Austria, Belgium, Croatia,
Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia,
Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia,
Spain, Sweden, and Switzerland.
If you are traveling to multiple destinations throughout the year, you can purchase worldwide travel
insurance that will cover you for any country in the world, provided it is not a war zone.
However, please note, Insurte’s travel insurance does not cover domestic travel. This means it
cannot be used to insure Australian citizens traveling within Australia, it can only be used for
foreign travel. If you are planning a trip around the world that also includes time traveling around
Australia, you’ll need a different insurance for your time spent within your own country.
If you are currently a resident in Australia, but not a citizen, and are planning a trip to
Europe or somewhere else, you’ll need to be mindful about the type of insurance policy you
take out. Always check with your destination of choice as to whether or not travel insurance
is mandatory based on your visa - or whether or not your destination has any requirements
surrounding travel insurance.
The Schengen zone, for example, requires travel insurance for anyone applying for a visa within
any of the 29 included countries.
As mentioned above, Insurte, like most travel insurance providers, only covers travel to foreign
countries, meaning it cannot be used for domestic travel.
The Australian government is very clear on its website
that all visitors to Australia, regardless of whether or not they need a visa,should have adequate
medical insurance. This is because any visitor who requires medical care whilst in Australia will
be liable to cover their own medical costs. Luckily, there are many options that can ensure you
are covered and abiding by Australian government’s recommendations.
With that being said, there are a few specific countries (Belgium, Finland, Italy, Malta, the Netherlands,
New Zealand, Norway, the Republic of Ireland, Slovenia, Sweden and the United Kingdom) that have
a Reciprocal Health Care Agreement (RHCA) with Australia. This means that if you are a citizen
of one of these countries, you’ll be able to access certain subsidized treatment, such as emergency
medical care, during your stay in Australia.
Nevertheless, not all treatments will be covered by this agreement, and you’ll still be required
to contribute towards the cost.
The Australian government strongly advises all Australians to take out travel insurance before
traveling overseas.
Thanks to the Reciprocal Health Care Agreements with certain countries, as mentioned above, Australians
can receive subsidized emergency medical treatment whilst staying in any of the listedcountries.
Even so, this may not cover the full extent of your medical bills, and you may be prevented from
leaving that country until you have settled all your bill
Finding the best travel insurance in Australia involves a bit of research and consideration.
Start by assessing your specific needs and travel plans. For example, how many international
trips are you planning on making this year? It could be that an annual travel insurance policy
- one that covers you for multiple trips for example - could be the most cost effective.
Use a comparison tool, like Insurte’s, to compare policies from reputable insurance
providers and consider factors such as coverage limits, deductibles, and exclusions.
Customer reviews can also be a valuable asset when deciding on which insurance provider
to use. Look for a policy that not only fits your budget, but also offers comprehensive
coverage for medical emergencies, loss of luggage, and other unexpected events. Don't hesitate
to reach out to insurance experts, like those at Insurte, or customer service representatives
to clarify any doubts to ensure you're making an informed decision.
If you're on the hunt for the most budget-friendly travel insurance Australia, comparison
websites are a great way to find the best deal. You can easily compare prices and coverage
from different insurers, and check value for money by taking note of what is included in each
policy. Certain options may appear cheaper at first glance, but you might find yourself having
to pay a sizable deductible (also referred to as excess) if you have to make a claim during
your trip.
The key is to strike a balance between affordability and adequate coverage, so
that your chosen policy meets your specific travel needs while also staying within your
budget.
If you prefer to be covered no matter the unlucky surprise during your trip,you’ll want a
comprehensive policy. That way, you’ll avoid a plethora of unpleasant issues down the road. No
insurance will cover every single scenario, so you’ll still need to take note of the terms and
conditions, but comprehensive travel insurance will offer the widest range of protection,
allowing you to have peace of mind during your journey.
To find comprehensive travel insurance for Australia, look for policies that
include coverage for medical emergencies, Covid-19, lost or stolen belongings, and other
unforeseen events. It’s also worth deciding if you’d prefer a deductible or no deductible
policy. No deductible insurance will be more costly, but it also offers full compensation in
the event of an emergency, with nothing left for you to pay.
Using an insurance comparison tool allows you to tailor coverage to your specific
requirements. On Insurte, you can compare options and check policy details to make the most
educated decision. It also never hurts to consider seeking recommendations from fellow
travelers or travel forums to ensure the chosen insurance plan is comprehensive and reliable.
The cost of travel insurance for Australia varies based on factors such as your destination,
trip duration, and coverage preferences. Unlike some other providers, Insurte’s pricing is not
dependent on factors like health or nationality.
Basic plans may be more affordable, while comprehensive coverage with higher
limits and additional features will come at a higher initial cost. To get an accurate
estimate, use Insurte’s online comparison tool that compares products from multiple providers.
Keep in mind that while cost is an important factor, it's equally crucial to prioritize
coverage that aligns with your travel needs to ensure a worry-free journey.
Whether you’re snorkeling at the Great Barrier Reef or traveling across the desert
to visit the great Uluru, adventure awaits. Planning a trip abroad is exciting, and it pays to
be prepared. Whatever your travel plans are in Australia or around the globe, you’ll want to
find a travel insurance policy to fit your needs. Check out our travel insurance options on
our comparison tool to make sure you’re covered for your next adventure.
Traveling to Australia is on the bucket list of travelers around the globe, and it’s no surprise. Whether you’re planning to hit the waves on Bondi Beach, enjoy delicious food in Melbourne, or taste the famous wines of the Barossa Valley, making sure you have the right travel insurance will help you rest-assured that you’re protected, no matter where the Outback takes you.
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Insure, everyone, everywhere!
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