What is Allianz Schengen Travel Insurance: And Do You Need It?

Traveling to France, Italy, or another Schengen country is always exciting! But before you jet off to explore iconic cities or scenic landscapes, there's one important thing you need to check off your list – and that’s Schengen travel insurance.

Allianz is a well-known insurance provider that offers a comprehensive Schengen-compliant travel insurance policy, ensuring your journey is not only memorable but also stress-free.

In this article, we’ll walk you through everything you need to know about Allianz Schengen travel insurance, why it’s essential, and how it meets Schengen visa requirements.

We'll also answer common questions like, "Is Allianz travel insurance worth it?" and "What does Allianz travel insurance cover?".

By the end of this guide, you’ll feel confident in making a purchase decision when it comes to your overseas protection.

What is Allianz Schengen travel insurance?

Allianz Schengen travel insurance is a special travel insurance plan designed to meet the requirements for entry into the Schengen area. The Schengen zone consists of 29 European countries that require visitors of certain nationalities to have a visa for entry.

To obtain a visa, one of the requirements is a travel insurance policy that covers a minimum of €30,000 in emergency medical expenses and includes repatriation, hospitalization, and medical evacuation in case of serious emergencies. Additionally, the policy has to be valid in every country of the Schengen area, and for the entire duration of your stay in it.

So, as you can see, securing the right coverage is crucial to ensuring your insurance meets the Schengen requirements.

Allianz, as one of the world’s leading insurance providers, offers a plan specifically tailored for travelers to the Schengen area. This provides peace of mind, knowing you’re covered for unexpected medical events and even more depending on the coverage you choose.

Do you need Allianz travel insurance for your Schengen visa?

If you're planning to visit Europe and need a Schengen visa to do so, travel insurance isn’t just a recommendation – it’s mandatory.

Because of this, it’s vital to purchase travel insurance that you are sure is Schengen-compliant. If the policy you choose isn’t compliant, your visa application may not be able to be processed at the time of your appointment or may be rejected. When purchased through Insurte, Allianz is guaranteed Schengen-compliant.

Keep in mind that if the duration of your trip to the Schengen zone exceeds 90 days, Allianz will not be the best option for you. Typically, their Schengen insurance has a 90-day maximum. We recommend using Insurte’s free online comparison tool to find a solution that provides compliant coverage for the entire duration of your stay.

Why Allianz Schengen travel insurance might be a good choice for your upcoming trip

• Schengen visa approval: Without compliant travel insurance, your visa application will be rejected. Allianz ensures you meet all of the Schengen zone insurance requirements.
• Comprehensive coverage: From emergency medical assistance to hospitalization and even repatriation, Allianz covers you in case of accidents or unforeseen serious illnesses abroad.
• Global reputation: Allianz is a trusted and recognized name and brand, that provides high-quality service.
• Completely online: You can purchase Allianz Schengen travel insurance with Insurte, and the process is 100% online.
• Your trip is less than 90 days in length: Allianz covers trips that are 90 days or under in duration.

What does Allianz travel insurance cover?

One of the top reasons travelers choose Allianz in addition to its Schengen compliance, is its comprehensive coverage.

Allianz Schengen travel insurance offers the following:

Medical emergency costs: Coverage for emergency costs for unforeseen illnesses or injuries, which can include hospital stays, emergency surgeries, medical transportation, and more. Keep in mind that Allianz doesn’t cover routine procedures, expected hospital visits, or care for pre-existing conditions.

Repatriation: If the unfortunate happens and you need to be returned home due to serious illness, accident, or even death, Allianz Schengen insurance covers the associated costs.

Emergency medical evacuation: This is especially important if you're traveling to remote areas where immediate, emergency medical care is not accessible.

Lost or stolen papers: If you lose a passport or other important travel documents during your time abroad, Allianz Schengen insurance will assist.

Sports coverage: If you like spending time outdoors, you’re not alone. Allianz provides coverage for sports, including search and rescue costs, should you need it. Keep in mind extreme sports are excluded. This coverage also doesn’t apply to professional athletes.

24/7 support: If you have any questions, concerns, or something else, you will enjoy 24/7 support with Allianz.

With these benefits, it's easy to see why Allianz is a go-to option for Schengen travel insurance.

Allianz travel insurance coverage reasons: is it worth it?

It’s normal to wonder if Allianz travel insurance is worth it. When it comes to protecting yourself against unforeseen travel mishaps, the answer is a resounding yes!

Here are a few reasons why Allianz travel insurance is worth every penny:

• Schengen compliance: As mentioned, in the vast majority of cases, you won’t get your visa without proper insurance. Allianz on Insurte meets the Schengen travel insurance requirements, making it an essential purchase if you need a visa.
• Financial security: Traveling uninsured can leave you vulnerable to massive medical bills in the case of a medical emergency. Allianz covers a range of potential costs, giving you peace of mind while abroad.
• Global support: Being in a foreign country can feel… well, foreign. Allianz provides round-the-clock assistance, so you can reach them at any time if something goes wrong during your trip and you need support.
• Cost: Allianz is an affordable, trusted Schengen insurance. The cost is worth the peace of mind.
• 100% online: Allianz can be purchased 100% online with Insurte.

Schengen travel insurance requirements explained

To get a Schengen visa, you need travel insurance that meets the following criteria:

• A minimum coverage of €30,000 for emergency medical expenses
• Coverage for emergency hospitalization, medical evacuation, repatriation
• Validity in all Schengen Area countries
• Valid for the entire duration of your stay

Allianz Schengen travel insurance covers each of these criteria for trips under 90 days - making it one of the easiest and most reliable options for travelers.

Why choose Allianz for Schengen travel insurance?

Allianz stands out for a few key reasons:

Ease of purchase: Getting your Allianz Schengen travel insurance is quick, easy, and secure. With Insurte, you can complete the whole process online and your insurance certificate will be delivered instantly via email.

Unique policies: When purchased with Insurte, you’ll find terms that you won’t find anywhere else.

Trusted name: Allianz is a trusted name, worldwide.

How to buy Allianz Schengen travel insurance

Buying Allianz travel insurance for your Schengen visa application is a simple process. Follow these steps:

• Put your travel details into the Insurte online comparison tool
• Compare recommended policies
• Choose the coverage that works best for you after reading the terms and conditions of each plan
• Complete the purchase online
• Instantly receive your insurance certificate, which you can submit with your Schengen visa application.

It’s quick, easy, and secure, ensuring you’re all set for your European adventure through the Schengen area.

Key Takeaways: Allianz Schengen Travel Insurance

• Allianz Schengen travel insurance on Insurte meets all Schengen visa requirements.
• Allianz offers coverage for medical emergencies and more, depending on the policy.
• Allianz is a trusted name, worldwide.
• Allianz Schengen insurance (from Insurte) is only valid for trips up to 90 days. For longer stays, travelers need to explore alternative options.
• Purchasing Allianz insurance through Insurte is a fast, online process, that provides an instant digital certificate for visa applications.
• Allianz offers round-the-clock support, ensuring travelers have assistance whenever needed during their trip.
• Allianz protects travelers from high medical costs abroad, making it a financially smart option for Schengen zone visitors.