Axa Schengen Insurance: What It Is & Where to Get It

Applying for a Schengen visa is exciting, but making sure you have everything you need to submit your application can feel overwhelming. You need to fulfill several different requirements, and one of those is showing that you have Schengen travel insurance coverage. If you show up to your appointment without it, your application may not be submitted, and if it is, it will be rejected.

AXA Schengen travel insurance is a great option for candidates, as it meets all of the legal requirements. Before you purchase the first policy you see, there are a few things you need to know about AXA's offerings, including what makes it compatible and what to double-check before you buy.

About AXA Schengen Policies

Through Insurte, all AXA policies offered are fully compliant with Schengen visa requirements, regardless of the one that you choose.

The current European Union rules state that all applicants need to hold a policy that has at least €30,000 in emergency medical expenses, as well as emergency hospitalization and repatriation. You also have to be covered for the entire duration of your intended stay and for all Schengen member countries.

Our AXA policies meet all of these requirements, but it is up to you to make sure you select the right coverage dates, meaning your entire trip to the Zone is protected.

The insurance that you show authorities (whether you're applying at a center or through a consulate) needs to meet the requirements listed above. However, they don't have to only include this coverage. You can choose a policy that offers additional guarantees, too, such as luggage protection or personal liability

What it covers

What exactly is covered depends on the policy that you choose. AXA has different policies with different maximums, guarantees, and policy details, like deductibles. Because, through Insurte, all AXA policies meet the requirements, you can choose the one that best suits your needs.

Depending on which policy you choose, you can also be covered for advance of bail, legal fees abroad, and assistance for lost passports/papers.

Before you buy a policy, always read the Insurance Product Information Document, also known as the IPID. It's available on product pages and will give you a high-level snapshot of what's included and what isn't (such as pre-existing conditions).

How much it costs

Travel insurance pricing, whether it's an AXA policy or another one, depends on several factors. Our AXA policies start at just a few dollars a day. The more days you need coverage, and the more people you need covered on your policy, the higher the cost will be.

Whether you're looking for the cheapest travel insurance, or something more comprehensive, there are options.

Where to buy AXA Schengen medical insurance

You can get coverage 100% online, without needing to call anyone, mail anything, or even send an email or message. Through Insurte, travel insurance is completely self-serve. You just need to let us know a little bit of information, like where you're going and which dates, and we'll show you which policies work for you. You can compare and contrast them, what they cover, and what they don't, and then choose which one ultimately works for you.

You're able to pay online, and then you will get an insurance certificate proving you're covered. This is the document that you can print out and include in your Schengen visa application.

Is AXA Schengen travel insurance worth it?

Yes. If you're getting a Schengen visa, it isn't just worth it to have it; it's a legal requirement. If you're not applying for a Schengen visa and are simply looking for trusted insurance, AXA is a really good choice.

With a range of coverage options, starting with emergency medical coverage to more comprehensive packages, AXA ensures that you're protected in the case of an emergency overseas.

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