Mutuaide Schengen Travel Insurance: A Complete Guide

One of the most important parts of preparing for your trip to one of the beautiful countries in the Schengen area is applying for a visa.

Among all of the documents that visa applications require, travel insurance to protect your trip and provide you with emergency medical coverage during your stay is one of them – and it can make or break your visa application.

With so many provider options available, it can be difficult to know which one to choose. One of those options is Mutuaide.

This guide provides a complete overview of Mutuaide Schengen Travel Insurance and answers common questions you have when preparing for your journey.

We will also outline how Mutuaide can help meet the Schengen visa requirements, ensuring a stress-free travel experience.

What is Mutuaide Schengen travel insurance?

Schengen travel insurance is specifically designed for travelers applying for a visa for any of the 29 countries in the Schengen area.

Mutuaide Schengen Travel Insurance is one of the leading European providers of insurance for this very purpose.

Schengen visa insurance covers you for medical emergencies, accidents, and repatriation, which are mandatory to obtain a Schengen visa. The Schengen area requires travelers to have a minimum coverage of €30,000 for emergency medical expenses during their stay.

Why choose Mutuaide Schengen travel insurance?

Mutuaide is a French insurance provider with decades of experience offering travel insurance – especially travel insurance that meets the needs of Schengen visa requirements. After all, Mutuaide is a French company and France is a member of the Schengen area!

A part of Groupama (which is a large French insurer that does even more than travel), Mutuaide is extremely familiar with Schengen requirements.

Here are a few reasons why Mutuaide Schengen travel insurance stands out:

• Comprehensive coverage: Mutuaide covers emergency medical expenses, hospitalization, repatriation, and assistance in case of accidents or severe illnesses during your stay in the Schengen area.
• Compliant with Schengen visa requirements: Mutuaide meets the Schengen visa insurance requirements with coverage of at least €30,000 for medical emergency costs.
• Affordable plans: With various pricing options, Mutuaide offers flexible solutions for travelers seeking reliable coverage at competitive prices.
• 24/7 support: Round-the-clock support is provided to you in case of emergencies, ensuring that help is available when you need it most.
• Trusted experts: Mutuaide is a longstanding provider with years of experience.

What does Mutuaide Schengen travel insurance cover?

Mutuaide Schengen travel insurance offers extensive coverage options to protect you throughout your trip. Some key areas of coverage include:

• Emergency medical expenses: Coverage of up to €30,000 or more for medical emergencies
• Emergency hospitalization: Mutuaide covers costs associated with hospitalization for unforeseen medical emergencies (keep in mind that this excludes pre-existing conditions)
• Repatriation costs: If you need to be transported back to your home country due to a medical emergency (or even death) Mutuaide covers associated costs
• Emergency assistance and support: This includes 24/7 access to assistance services in case of urgent medical or travel-related issues
• Validity across the Schengen zone: Mutuaide’s Schengen coverage is valid in every country across the Schengen zone
• Additional coverage: It’s possible to get coverage for other common travel-related risks like loss of papers, COVID-19, legal assistance, and more. Look at each policy to find one with the coverage you prefer

Always remember that it’s essential to read the policy documents carefully to understand the extent of coverage and any exclusions or limitations that may apply, such as pre-existing conditions.

How to buy Mutuaide Schengen travel insurance

There are multiple ways to buy Mutuaide Schengen travel insurance. One of those is by purchasing through Insurte’s 100% online process. It’s easy and only takes a few minutes! Here’s how to purchase Mutuaide Schengen travel insurance through Insurte:

• Fill out a simple form: Just as if you were booking airline tickets, fill out a simple online form to see which coverage would suit you best. Enter the dates of your travel, how many people need to be covered, and your destination(s). Keep in mind that the dates of your travel insurance need to cover the entirety of your stay in the Schengen area to be compliant with your visa application.
• Compare travel insurance online: Mutuaide offers several plans based on your needs, from basic to more comprehensive options.
• Select your insurance and purchase: After selecting your preferred plan and reading the policy details, you can proceed to pay for your policy online with a debit or credit card.
• Receive your instant certificate: Once your payment is submitted, you will receive an insurance digital certificate, which you can submit along with your Schengen visa application.

Common FAQs about Mutuaide Schengen travel insurance

Is Mutuaide Schengen travel insurance valid in all Schengen countries?

Yes! When purchased with Insurte, your policy with Mutuaide is valid in all 29 countries of the Schengen area, which includes popular destinations such as France, Germany, Spain, Italy, and more.

How much does Mutuaide Schengen travel insurance cost?

The cost of Mutuaide Schengen Travel Insurance depends on the length of your stay, the level of coverage you choose, and how many people need coverage. However, Mutuaide offers competitive pricing with several options that suit a broad range of travelers.

Can I extend my Mutuaide Schengen travel insurance if my trip is longer than planned?

Yes, it is possible to extend your Mutuaide policy if your trip lasts longer than expected. You can contact Insurte’s support to extend your policy.

What should I do in case of a medical emergency while traveling?

In case of a medical emergency, if you have a Mutuaide policy, you can contact Mutuaide’s 24/7 assistance service. They will guide you through the process of finding medical help and ensuring that emergency medical expenses are covered under the terms of your insurance policy.

Will Mutuaide Schengen travel insurance cover COVID-19-related expenses?

Mutuaide provides coverage for medical emergencies related to COVID-19 when purchased through Insurte. However, it is recommended to confirm the specific terms of coverage with Mutuaide, as policies may differ depending on the circumstances.

How does Mutuaide compare to other Schengen Travel insurance providers?

When comparing Mutuaide to other providers, there are a few factors that stand out with Mutuaide.

• Experience and reputation: With years of experience, Mutuaide is a trusted provider that specializes in travel medical insurance.
• Tailored coverage for Schengen visas: On Insurte, Mutuaide’s insurance products are designed specifically to meet the Schengen visa requirements, providing travelers with confidence in their policy.
• Affordable options: Mutuaide offers flexible and affordable travel insurance plans for all types of travelers, from tourists to business professionals.
• Available online: Insurte’s online platform makes it quick and simple to obtain your insurance policy and certificate for visa applications, though you can also purchase Mutuaide directly as well.

Key takeaways when it comes to Mutuaide Schengen insurance:

• Mutuaide Schengen Travel Insurance offers coverage that meets Schengen visa requirements, including emergency medical and repatriation expenses/
• The insurance provides a minimum of €30,000 coverage, which is essential for visa approval.
• Mutuaide’s insurance is valid in all 29 Schengen countries.
• Travelers benefit from 24/7 emergency assistance and a simple online application process through Insurte.
• The cost of Mutuaide Schengen Travel Insurance is flexible, offering various coverage levels to suit different budgets and needs.
• You can purchase Mutuaide policies 100% online.
• Mutuaide is a European leader in medical assistance.