The Best Travel Insurance for Spain in 2025

If you're heading to Spain this year, it's important that you have the right travel insurance for the journey ahead.

The right insurance for you might not be the right insurance for someone else because it depends on several factors - like whether or not you're traveling on a visa, the duration of your trip, and what kinds of activities you're doing.

Of course, it also depends on what you'd like to be covered for.

With so many different insurance options, companies, and providers on the market today, it can be overwhelming to sift through them and understand exactly which one is right for you.

In this article, we're going to take a look at the best travel insurance for Spain. We'll delve into the details of each policy, also telling you what to keep an eye out for so you can make the most educated decision about your wellbeing abroad.

The best travel insurance for Spain

Whether you're heading to Spain's vibrant capital, the sunny coast, or somewhere else, the same thing rings true: you need to make sure that you and your trip are covered.

Emergency medical expenses can be high in Spain, especially if you're at a more remote location and need to be evacuated to get the critical services you need.

Having travel insurance ensures that you're covered when a situation like this occurs. There are a few providers that rise to the top when it comes to having comprehensive coverage for your trip to Spain.

Allianz

For travelers looking for the essentials, Allianz is a globally recognized provider that offers a specialized plan for the Schengen area through Insurte.

Spain is part of the Schengen area, meaning Allianz covers you while you're traveling there (or any other country in the Schengen zone).

Through Insurte, Allianz has the following guarantees for your Spanish travels:

• Emergency medical costs up to €30,000.
• Medical evacuation and repatriation (including of mortal remains).
• Hospitalization.
• Search and rescue costs.
• Lost/stolen passport.
• 24/7 travel assistance.
• Schengen visa application compliant (guaranteed).
• Even more!

Through Insurte, Allianz can cover your trip to Spain for up to 90 days.

Make sure you read the terms and conditions so you understand exclusions and other important policy details.

AXA

For travelers looking for comprehensive travel insurance, AXA is a world-recognized name that offers a number of policies through Insurte.

All AXA policies through Insurte cover travelers heading to Spain, whether that's Madrid, Barcelona, or somewhere else. In fact, when purchased through Insurte, AXA covers you anywhere in the Schengen area.

Depending on the policy you choose, AXA can cover:

• Emergency medical costs (different AXA policies have different maximums of €30,000, €50,000, or even €100,000).
• Medical evacuation and repatriation (including mortal remains).
• Hospitalization.
• Covid-19.
• 24/7 travel assistance.
• Search and rescue costs.
• Terrorism.
• Depending on the policy, the advance of bail abroad and legal fees abroad.
• Depending on the policy, assistance for lost/stolen passports.
• Schengen visa application compliant, guaranteed.

AXA policies through Insurte can cover your trip to Spain for up to 90 days or 120 days depending on which policy you choose.

Like with Allianz, make sure to carefully review the terms and conditions so you understand all of the policy details, including exclusions, before you make your final decision.

Mutuaide

For those who travel to Spain regularly, a great option (and trusted name in insurance) is Mutuaide. Through Insurte, you can get comprehensive coverage for your trip to Spain throughout the year or even further abroad.

Mutuaide offers protection all around the globe with worldwide coverage (do keep in mind that the word "worldwide" is used in a general sense. There are some exclusions to note), you have more flexibility beyond your trip to Spain. Additionally, Mutuaide offers you coverage for up to 365 days, meaning you can travel to Spain (or other parts of the world) during the year and remain covered.

There is one thing to note, however. Make sure you check trip-maximums. Depending on the Mutuaide policy, there may be maximum coverage periods per trip.

Through Insurte, Mutuaide covers the following:

• €100,000 in emergency medical expenses.
• Hospitalization.
• Medical evacuation and repatriation (including of mortal remains).
• Covid-19
• All epidemics.
• 24/7 travel assistance.
• Search and rescue costs.
• Legal assistance.
• Advance of bail abroad.
• Legal fees abroad.
• Assistance for lost/stolen passports.
• and more.
• 100% Schengen visa application compliant.

Mutuaide offers comprehensive coverage on Insurte, giving you the peace of mind every traveler wants and deserves.

How to choose the right policy for your trip to Spain

When deciding between different coverage options for your trip to Spain, there are a few things that you need to consider.

• Read the terms and conditions of each policy to make sure that you understand the exclusions, details, deductibles, and claim processes for each of them.
• Make sure the policy can cover you for the entire duration of your trip. If you're looking at an option like Mutuaide (with higher coverage maximums), make sure you check the per-trip maximums.
• Make sure the policy you're looking at offers the emergency medical cost maximum you're most comfortable with.
• As a general rule, always review the claim process before purchasing travel insurance.
• If you're applying for a Schengen visa to travel to Spain, rest assured that all travel insurance policies on Insurte (including the ones listed in this article) are guaranteed Schengen compliant.

FAQs about travel insurance for Spain