An Expert’s Guide to Europ Assistance Schengen Travel Insurance

Whether you're visiting Paris, Rome, Berlin, or another amazing city in the Schengen zone, having the right travel insurance is essential.

Europ Assistance is a well-known provider that offers European travel insurance, including coverage for Schengen visa requirements.

In this article, we’ll walk you through everything you need to know about Europ Assistance, including its offerings for Schengen travel insurance and how it works!

What is Europ Assistance?

Europ Assistance is one of the most recognized names in global travel insurance. Founded in 1963, this company has over 50 years of experience offering a range of travel insurance products - including travel insurance that is compliant with Schengen visa standards.

Europ Assistance is trusted by millions of travelers worldwide, and by us!

Their mission is to provide peace of mind to travelers by offering services wherever and whenever they need them. For those traveling to Schengen countries, such as Italy or France, Europ Assistance has specific travel insurance plans that meet the visa requirements, ensuring a worry-free trip.

Do I need Europ Assistance for my Schengen visa?

If you’re planning to visit any of the Schengen countries and will be applying for a visa, you’ll need to secure medical travel insurance.

A Schengen visa allows you to travel within 29 European countries without border controls, but one of the essential requirements for approval is that you have compliant travel insurance. In fact, you will need to purchase a travel insurance policy before you apply for your Schengen visa, as you will be asked for proof during your visa appointment.

While taking out a policy with Europ Assistance specifically isn’t required, medical travel insurance generally is.

Schengen visa requirements and Europ Assistance coverage

To qualify for a Schengen visa, your travel insurance must cover the following:

• Emergency medical expenses with a minimum of €30,000
• Emergency medical evacuation and repatriation
• Coverage in all Schengen countries
• Validity for the entire duration of your stay

If you're looking at Europ Assistance policies, make sure that they meet all of the Schengen visa requirements before purchasing.

What does Europ Assistance insurance cover?

Their policies provide a wide range of coverage. Here’s what you can typically expect:

• Emergency Medical Expenses: Coverage for costs associated with emergency medical care, potential hospital stays, and emergency surgeries. Exact coverage depends on your specific policy.
• Repatriation: If you need to be evacuated back to your home country due to emergency illness, injury, or even death, you’re covered.

How do you file a Europ Assistance claim?

Filing a claim with Europ Assistance is a straightforward process. Here’s how you can go about it:

• Contact Europ Assistance: In case of a medical emergency or accident, contact Europ Assistance’s 24/7 support as soon as you can. This number will be provided to you when you purchase your policy.
• Gather documentation: Keep all necessary documentation such as medical bills, receipts, police reports (if applicable), and travel itineraries. You’ll need these to support your claim.
• Submit your claim: Claims can typically be filed online or via email. You will see details on how to submit a claim in the IPID. Europ Assistance will review your case and process it within a specified period. Make sure you submit your claim promptly, as there are time limits.

How much it costs

When considering how much travel insurance for a Schengen visa costs, Europ Assistance offers competitive rates in relation to other providers. The cost of Europ Assistance Schengen travel insurance varies depending on factors such as:

• The length of your trip
• The level of coverage you select
• How many people need coverage

For longer stays or more comprehensive coverage, the costs may be higher. Rest assured, Europ Assistance provides options that are affordable and tailored to your budget.

Europ Assistance: Key Takeaways

• Europ Assistance has over 50 years of insurance experience.
• Europ Assistance provides 24/7 support and assistance.
• Europ Assistance is trusted by millions of travelers.