Mutuaide Long Stay Travel Insurance: What You Should Know

If the adventure of a lifetime awaits you, deciding which travel insurance to purchase is a big decision! With so many brands and thousands of different policies to choose from, it can feel overwhelming trying to find the best one for you and your unique situation.

We're here to help ✈️

If you're about to embark on a long trip (in our opinion, that's anything longer than 90 days), Mutuaide is an excellent, world-recognized provider that offers comprehensive coverage.

What is Mutuaide Long Stay Travel Insurance?

Mutuaide's long-stay travel insurance is specifically designed for travelers going overseas for an extended period of time (typically longer than 90 days, though any traveler can benefit from Mutuaide's comprehensive policies).

A part of Groupama (which caters to over 11,000,000 customers), Mutuaide has specialized in medical assistance for over 40 years and is a reliable name when it comes to your protection abroad.

One of the biggest draws is their worldwide coverage, essentially wherever you go. If you're the type of traveler who wants a lot of flexibility or tends to fly by the seat of their pants, having worldwide coverage is the best way to go. No matter where life takes you, you'll know that Mutuaide has your back.

With that being said, it is important to note that the term "worldwide" is used in a general sense. Coverage doesn't apply in every single situation. For example, countries currently at war aren't covered, as well as some other exceptions. Always check the terms and conditions of the specific policy.

With worldwide coverage, Mutuaide offers several options with varying levels of coverage for the modern jet-setter.

Is Mutuaide a good travel insurance?

Yes! Mutuaide has a wide net of coverage internationally. Because of this, you'll be able to rely on finding the best aide possible, no matter where it is you're traveling to (within the terms of your policy, of course).

Apart from having a global network of doctors and facilities, the policies themselves have several advantages, such as the ability to set them up for automatic renewal. If you travel regularly, this feature is very helpful. You'll know that you have coverage until you choose to cancel your plan.

Some key advantages include:

• No limitations in days per trip. The maximum is 1 year (which can be renewable). You're covered for the number of days you select. If you select 200 days, you're covered for 200 days.
• Worldwide coverage (with a few exceptions, outlined in the terms and conditions).
• All epidemics are covered.
• Mutuaide has a robust international network with doctors and hospitals all around the globe at the ready.
• More than 40 years of experience in medical assistance.

What does Mutuaide long stay travel insurance cover?

It depends on the specific policy you select, but Mutuaide policies on Insurte provide comprehensive coverage, including:

• Emergency medical expenses abroad up to €30,000 - €100,000, depending on the policy selected
• Emergency medical Repatriation either back to home or to a hospital to receive the appropriate care. This is organized for you by your insurer and includes mortal remains, assistance with pets, and potentially bringing a family member to be with you.
• Unlimited travel assistance 24/7 for medical and travel questions anytime.
• Covid-19 coverage and coverage for all epidemics.
• Sports/search and rescue costs are covered, including rescue at sea and in the mountains. Keep in mind that this coverage isn't for professional athletes.
• Legal fees abroad, including the advance of bail, are covered by Mutuaide, providing it's for personal scenarios, not professional ones.
• Legal assistance, such as legal questions abroad, is available to you when you purchase a Mutuaide policy through Insurte.
• Lost or stolen passports or other papers are covered. Mutuaide will offer assistance.
• Psychological assistance in the event of significant trauma for a covered event is provided.

While Mutuaide offers protection for all of these events, note that there may be deductibles depending on the policy that you choose. In addition to that, the deductibles might vary from event to event.

Which Mutuaide long-stay travel insurance policy should I choose?

It can be helpful to use an online travel insurance comparison tool (like Insurte's) when picking the best policy for you.

With that being said, which one you should choose depends entirely on your needs. Are you going on multiple trips? Do you want to pay a deductible? Do you want your policy to be renewed annually?

As long as the policy meets your specific travel requirements, it is likely a good option for you.

Can I use Mutuaide long-stay travel insurance for a Schengen visa application?

Yes, when purchased through Insurte. Mutuaide is a strong Schengen-compliant option. In fact, all insurance policies offered through Insurte are 100% Schengen compliant.

Keep in mind that if you are applying for a long-stay visa, you may need health insurance in lieu of travel insurance. Always check with your visa processor/consulate to see which type of insurance you need. Without it, your visa application will be rejected.

FAQs: Mutuaide for long trips