Getting Travel Insurance for More Than 30 Days

If you're planning a long holiday, work trip, or something else, you're probably working off of a long list of to-do items. Accommodations, check. Plane tickets, check. Travel insurance?

Can you get travel insurance that lasts more than 30 days?

In this guide, we will answer that and more, giving you the information (and confidence) you need for your big trip ahead, no matter where you're heading.

Can you get travel insurance for more than 30 days?

Yes! In fact, it's possible to get travel insurance for even 365 days.

When looking at travel insurance, using a travel insurance comparison tool is very helpful because you can add your travel dates and see which policies can cover you for the duration of your trip and where it is you are going.

Through Insurte, you can find policies that cover you for up to:

• 90 days
• 120 days
• 365 days (with options to renew)

Because these policies can cover you for up to that many days, it's possible to get covered for fewer days too, whether that's 3 days, a week, or something else.

Do keep in mind that when you have travel insurance, there may be per-trip maximums, meaning you can only be covered for a specific number of days within your insurance's validity per trip that you go on.

What is the best travel insurance for 30+ days?

The best travel insurance for you may not be the best for someone else, and vice versa.

When you are looking for the best option, it's important to understand this. Different policies can cover different things, and different travelers have different needs. The best travel insurance for you is the one that meets all of your requirements.

With that said, there are some great travel insurance options that can cover you for 30 days and beyond.

AXA

AXA, through Insurte, can cover travelers for up to 90 days, so it fits the 30-day criteria.

That coverage includes emergency medical costs of up to €30,000, €50,000, or even €100,000, depending on which policy you choose.

When it comes to emergency medical, repatriation, and medical evacuation are included, as well as related hospitalization. Covid-19 is also included.

Travelers who are planning outdoor activities might be happy to hear that AXA through Insurte covers search and rescue costs, which can add an extra layer of relief if you have plans to hike or ski.

Depending on which AXA policy you choose, you can also get terrorism coverage, legal (advance of bail and legal fees abroad), personal liability, and stolen/lost passport assistance.

AXA through Insurte covers travelers heading to the Schengen area, French overseas, Ireland, the UK, and Cyprus.

Make sure you read the fine print of each policy before you make your decision, including any policy exclusions.

Allianz

Another great option for trips 30+ days is Allianz through Insurte. Offering coverage in a range of European places, including the Schengen area, Andorra, Cyprus, San Marino, and the Vatican, it's truly designed for travelers heading to Europe.

Allianz through Insurte can cover you during your trip for up to 90 days as long as you're heading to the Schengen area, Andorra, Cyprus, San Marino, or the Vatican.

Coverage includes emergency medical costs up to €30,000, hospitalization, medical evacuation, and repatriation.

Like AXA, Allianz covers you for search and rescue costs, which can be a lifesaver if you're planning to spend time experiencing the great outdoors.

While Allianz doesn't cover bail or legal fees, they do offer legal assistance abroad and assistance for lost/stolen papers (such as your passport).

Make sure you pay attention to upper age limits, exclusions, and other important details in the terms and conditions.

Mutuaide

Another great option for travelers is Mutuaide through Insurte. With more covered days and locations than AXA and Allianz, this option is a great choice for those who travel a lot, for a long period of time, or to a lot of different places.

Through Insurte, Mutuaide covers you worldwide and for up to 365 days, giving you a lot of flexibility and freedom when you travel.

With that being said, it is important to consider two things:

• Policies can have per-trip maximums even when they offer 365-day coverage. Make sure to check the maximums before you purchase to ensure the plan offers what you need.
• Additionally, while Mutuaide offers worldwide coverage, the term "worldwide" is used in a general sense. There are some exclusions, such as war zones. Make sure to check the terms and conditions for specific exclusions.

On top of the longer, more expansive coverage, Mutuaide covers travelers for:

• Emergency medical costs up to €100,000
• Hospitalization
• Repatriation/medical evacuation
• Covid-19 and all pandemics/epidemics
• Search and rescue costs
• Advance of bail and legal fees
• Legal assistance
• Lost/stolen passport/papers

Just like the others, always read the policy, terms and conditions, and claim process before you hit purchase.

FAQs

Can I get travel insurance for more than 30 days?

What is the best travel insurance for 30+ day trips?